iPad Insurance Information
TSD iPad Responsibility & Optional Insurance Program for Students in Grades 2-12
Each student in grades 2-12 who wishes to participate in the Troy School District 1:1 Device Insurance Program will be required to pay an annual insurance premium of $25 per student, not to exceed $100 per family. Kindergarten and 1st grade students have classroom sets of iPads that are shared in the classroom and not brought home, thus, no personal insurance is needed.
The iPad Responsibility form no longer needs to be signed/submitted, as it is covered under the Student Technology Acceptable Use Policy.
WHEN TO PURCHASE IPAD INSURANCE
The window to purchase Annual iPad Insurance begins on August 21, 2024 and ends October 31, 2024, and coverage is from date of purchase through the start of the next school year.
If you qualify for Free & Reduced Lunch - you will automatically qualify for iPad insurance with participation fee waived. This does not include Intentional Damage fees. You must OPT-IN to qualify for this benefit.
SCROLL TO THE BOTTOM OF THE SCREEN FOR PAYMENT INSTRUCTIONS
Fees WITH iPad Insurance - $25 Initial Participation Fee
| Occurrence # | Deductible | Lost | Stolen | Intentional Damage | Tempered Glass |
|---|---|---|---|---|---|
| 1 | $0 | $50 | $0+ | $300*iPad / $100 Case | $0 |
| 2-5 | $50** | $50** | $0 | $300*iPad / $100 Case | $0 |
Fees for lost iPads are refundable, if iPad is found and turned in. Fees for stolen iPads are set to $0 with copy of police report. *Fees up to $300, based on assessment. **Each occurrence, per current school year + summer. All intentional damage occurrences will be referred to the principal for possible disciplinary action. +Stolen iPads have no fee with police report, without police it is considered a Lost iPad.
Fees WITHOUT iPad Insurance
| Occurrence # | Deductible | Lost | Stolen | Intentional Damage | Tempered Glass |
|---|---|---|---|---|---|
| 1 | $300*iPad / $100 Case | $300*iPad / $100 Case | $0 | $300*iPad / $100 Case | $10 |
| 2-5 | $300*iPad / $100 Case | $300*iPad / $100 Case | $0 | $300**iPad / $100 Case | $10 |
Students with Brenthaven cases (5th grade and some IAE 11th grade students) that lose their Detachable keyboard and do not have insurance will be charged $25 for a replacement keyboard.
Fees for lost iPads are refundable, if iPad is found and turned in. Fees for stolen iPads are set to $0 with copy of police report. *Fees up to $300, based on assessment. **Each occurrence, per current school year + summer. All intentional damage occurrences will be referred to the principal for possible disciplinary action.
Insurance Information & Payment Instructions
iPad Damage & Deductibles
Student iPads are are covered 100% for the first break with iPad insurance coverage; The cost to replace/repair is $0. What if your child breaks or damages the iPad a second or third time? There is a low-cost $50 deductible fee added to the student account each time and the iPad is replaced. Without insurance the cost of breakage/damage is $300 each occurrence.
Intentional iPad damage, as determined by district staff, will not be covered with or without insurance and may be subject to disciplinary action.
Insurance Payment Instructions
Each student in grades 2-12 who wishes to participate in the Troy School District 1:1 Optional Device Insurance Program will be required to pay an annual insurance premium of $25 per student, not to exceed $100 per family. Contact pssupport@troy.k12.mi.us to have additional iPad Insurance fees waived.
Preferred payment method is by credit card through the PowerSchool Parent Portal. Cash or *check (payable to Troy School District) will also be accepted at Technology Services, 4420 Livernois, Troy, MI 48098. *Checks must include student(s) name(s), grade(s) and school(s).
Free & Reduced Waiver for iPad Insurance
Students who qualify for free and reduced lunch will be exempt from insurance premium payments, but not deductibles. Any family who is financially unable to pay for the premium should fill out the Free and Reduced-Price School Meals, which can be found on the Troy School District Food & Nutrition webpage. You MUST OPT-IN to the Sharing Information With Other Programs - check the box by "Programs that provide school supplies or assist with school fees".
Free & Reduced Application & Information
What Does iPad Insurance Cover?
Optional iPad Insurance covers damage (that is not intentional) to the device and case while in school, off school grounds (home, other location), theft (with copy of police report), fire (with copy of claim), flood (with copy of claim), and natural disaster.
How to Purchase iPad Insurance through the PowerSchool Parent Portal
- Log into the PowerSchool parent portal.
- Choose your child from the right corner dropdown (if you have more than one child in the district).
- Select the Arrow Box icon in the top menu bar.
- From the Applications list, choose SchoolPay.
- Follow the SchoolPay prompts.
Purchase iPad Insurance - PowerSchool
Exclusions
- Damages do not cover loss that occurs in conjunction with being dishonest, fraudulent, intentional or a criminal act.
- *Missing or Lost iPads will incur a replacement fee (not to exceed $300 per device)
- *Missing or Lost iPad Case will incur a replacement fee (not to exceed $100 per case)
- iPads should NEVER be removed from their cases!
*Fees will be added to PowerSchool Parent Portal under the student. All fees must be paid before a student graduates or leaves the district.
